Federal Housing Finance Agency director Bill Pulte announced that lenders may start using VantageScore, a rival to the Fair ...

We’re enabling lenders to more accurately evaluate credit readiness, especially for consumers whose first credit experience is through BNPL.” BNPL services like Uplift, Affirm, Uplift and Klarna have ...

The regulator of Fannie Mae and Freddie Mac wants to allow mortgage lenders to use an alternative credit score to FICO for ...

A new rule could help millions qualify for a mortgage, especially renters, gig workers and those with limited credit history.

The pool of consumers potentially falling into the subprime credit tier might grow by nearly 6 million individuals based on ...

FHFA Director William Pulte said that lenders may now use VantageScore 4.0, an alternative to the FICO score, while assessing ...

Fannie Mae and Freddie Mac will accept a credit scoring model for mortgage applications that captures rent and utility ...

With BNPL loans exploding in popularity, a change is coming to credit scoring that shows just how mainstream they have become ...

FICO, the company behind the most widely used credit scoring models in the U.S., has developed two new algorithms that, for ...