It ends the Windfall Elimination Provision (WEP) and Government Pension Offset (GPO), which reduced or eliminated the Social Security benefits of over 3.2 million people who receive a pension based on work that was not covered by Social Security (a "non-covered pension").

A child’s benefits can only begin once their parent has begun receiving retirement benefits. If a parent claims Social Security before their full retirement age, both their benefit and their child’s benefit will be reduced. However, claiming early for a reduced amount could still mean some families come out ahead financially.

In 2025, significant changes are on the horizon for Social Security beneficiaries in the United States. From cost of living adjustments to shifts in retirement age, understanding these updates is crucial for planning your financial future.

The U.S. Social Security system is evolving to meet the needs of its beneficiaries, but not all changes are beneficial. Understanding these adjustments is crucial for financial planning.