Related: The Lobsters at this No-Fuss Utah Restaurant are Out-of-this-World Delicious This isn’t the watery, over-processed stuff that comes in jars; this is bright, balanced perfection with just ...

The card's rewards structure isn't the easiest to remember. But its useful bonus categories, flexible rewards and outstanding welcome offer make it a top contender among cash-back cards.

You get bonus points for spending on travel, dining and some everyday purchases. Points are worth more when used to book through Chase.