While your credit score is the first factor mortgage lenders consider when determining whether you’re eligible for a loan, it ...

Stay up to date on the current mortgage rates with Newsweek Vault. Our goal is to help you understand the why behind current mortgage rate fluctuations.

The 30-year fixed-rate mortgage has a number of advantages for homeowners and investors. But it wasn’t always the norm.

Getting a mortgage with a bad credit history is possible, but you'll likely face higher rates and fewer options. Government-backed mortgages, including FHA, VA and USDA loans, offer flexibility ...

Buying your first home can feel like an impossible dream in today’s tough market, but you might be surprised that you qualify ...

California offers two major down payment assistance programs for first-time buyers: The MyHome assistance program is for ...

A non-owner-occupied mortgage is also called an investment property mortgage or a rental mortgage. The mortgage is intended for residential properties with one to four units, and it’s a specific loan ...

Debt consolidation loans work by paying off all your debts at once with the loan’s lump sum. You then pay back the loan in fixed monthly installments. Many, or all ...