If you do not have a budget, get hold of your recent bank and credit card statements and list the regular expenses that go off each month. Compare this with the money that comes into your household.

Q My New Year’s resolution was to finally clear some debt and get my finances in order but I’m already falling back into bad ...

We have tips from California's insurance commissioner on how to contact the state and start the claims process, and how to keep you and your loved ones from falling for scams.