Following reporting on a new analysis by Realtor.com that projects Minnesotans will face the fifth-highest rise in homeowners insurance premium rates among the 50 states by the end of the year, several homeowners and a realtor told 5 EYEWITNESS NEWS that higher costs are already here.

State Farm’s plan to raise homeowners insurance rates by more than half a billion dollars in Illinois has reignited calls from consumer advocates to overhaul how the state oversees insurance rates. “Home insurance rates are on the rise in Illinois due to rising home replacement costs and more frequent severe weather