Retirement planning goes beyond reaching a magic savings number; it requires a deep analysis of spending habits, values, and ...

For today’s retirement savings calculator, a 62-year-old man has a 40% chance of living to 85 — nearly 1 in 5 men will live ...

Numerous factors can affect a couple's retirement plan, so early communication is key. Consider these tips about what to ...

Half of all private-sector workers now participate in 401 (k)-type plans, up from about two-fifths of employees in 2010, federal data shows. Some retirement experts see 50% participation as a ...

"The good news is that you can plan ahead and assume that at some future point in your retirement, you will experience a recession," Pam Krueger, founder and CEO of Wealthramp, told BI. 2. Make ...

Money in a 401(k) account is meant for retirement. You will generally pay income tax and a 10% penalty on withdrawals made before age 59½. There are ways around that, such as taking out a 401(k ...

Small Decrease of Wealth After Retirement . The study reveals that people only spend a modest amount of their wealth after they retire, and this differs from a life-cycle model. W ...

Vault’s Viewpoint on Retirement Planning. Start saving early: The sooner you begin saving for retirement, the better.Automate your savings to ensure consistent contributions. Utilize employer ...

It’s a rare newbie investor who has the financial wherewithal—and foresight—to hit the ground running on a retirement savings plan, making the maximum allowable IRA and 401(k) contributions ...

The Time is Right for a National Retirement Savings Plan Most experts agree that more people need access to 401(k) plans, but policymakers are divided on how to make it happen.