With over three years of experience writing in the housing market space, Robin Rothstein demystifies mortgage and loan concepts, helping first-time homebuyers and homeowners make informed ...

California offers two major down payment assistance programs for first-time buyers: The MyHome assistance program is for ...

These limits differ for government-backed loans: up to 85% for an FHA cash-out refinance and up ... Here’s how HELOCs and home equity loans work to help you compare them to a cash-out refinance ...

The HFA of Florida offers programs that provide affordable housing and down payment assistance to qualified first-time ...

Buying your first home can feel like an impossible dream in today’s tough market, but you might be surprised that you qualify for first-time homebuyer programs — even if you’ve previously owned a home ...

Expanding the Low-Income Housing Tax Credit could make a successful program even better—and address a major crisis.

A non-owner-occupied mortgage is also called an investment property mortgage or a rental mortgage. The mortgage is intended for residential properties with one to four units, and it’s a specific loan ...

Unlike conventional loans, many FHA loans require borrowers to pay mortgage insurance premiums (MIP) for the entire loan term ...

I became a homeowner by using a VA loan and refinancing to 2.6%. I'm incredibly proud, but I feel guilty that my siblings ...

Federal housing cuts threaten to slow down mortgage processing for millions of Americans. The Trump administration's latest move impacts first-time homebuyers and those with lower credit scores.