If you put less than 20 percent down on a conventional loan, you’ll pay PMI as part of your monthly mortgage payment. FHA mortgage insurance pr ...

The Senate version includes restoration of the mortgage interest deduction, but a tax code revision likely would stifle ...

Mortgage rates have stagnated, but other data shows that housing is in relatively good shape due to rising supply and a ...

You can get in touch with Giulia by emailing: [email protected]. Mortgage rates dropped slightly over the past week, according to the latest data shared by Freddie Mac, but the much-awaited ...

Forbes contributors publish independent expert analyses and insights. Adam Minsky is an attorney and writer focusing on student loans.

A home equity loan lets you borrow money using your home as collateral. You'll get a lump-sum payment and repay the loan with fixed-rate interest over a predetermined term. Some or all of the ...

Reactions to the FHA's distressed borrower rule revisions One aspect of loss mitigation some industry experts think the revision improves are certain procedures used to test distressed borrowers' ...

During the last three years, mortgage rates have been on the rise. In early 2022, the average 30-year fixed rate was 4.72% and the 15-year fixed rate was 3.91%. Rates reached a recent peak in late ...

Maximum DTIs go up to 50% or even higher, but a lot depends on the rest of your loan file. The math is easy. To find your debt-to-income ratio, or DTI, for a mortgage just divide your debt payments by ...

During the same period, purchase applications, involving the offer and agreement to buy a property, increased 1% from a week ago and 7% year over year, driven by a surge in FHA loan applications ...

California’s growing wildfire risk is affecting the state’s mortgage market, a new study has found, with brick-and-mortar banks approving fewer home loans in risky areas — while their online ...