The analyst's commentary highlights the key positives and negatives impacting F.N.B. (NYSE:FNB) Corporation's financial outlook. The guidance for the next few years takes into account both the restructuring efforts and the anticipated changes in the interest rate environment.

Shares of Raymond James Financial Inc. RJF slipped 3.24% to $154.21 Friday, on what proved to be an all-around grim trading session for the stock market, with the S&P 500 Index SPX falling 1.54% to 5,827.04 and Dow Jones Industrial Average DJIA falling 1.63% to 41,938.45.