Budget templates and spreadsheets help you track expenses and spot ways to save. Our guide shares our favorite tools and explains how they work.

Customizing Templates for Household Needs. Excel templates aren’t just about convenience—they’re also highly customizable. If ...

Excel offers free finance templates for budgets and investments to simplify money management. By using Excel's finance ...

Google Sheets has a pre-built annual budget template that’s entirely free to use. All you have to do is choose “From a template” and click “Annual Budget” when creating a new document.

Annual Budget Template. An annual budget template provides an overview of all your spending for the entire year. It allows you to track income, expenses, and profit in one central location.

When making an annual budget, it’s a great time to boost your allocation to your savings and investments. If you don’t feel like you’re in a position to increase your savings, try boosting ...

Before you make a budget, you'll review your current finances."The first step to changing your financial future is understanding where your money is today," financial therapist Erika Rasure, PhD ...